Heatwaves in the Southern Hemisphere (SH) occur frequently but have received little attention over the years.This study presents a comprehensive analysis of a long-duration, wide-ranging, and high-intensity heatwave event in South America Outdoor Arm Chair with Cushion (Set of 2) spanning from 9 to 16 January 2022.Before the heatwave occurred, the
Purpose: The main goal of the paper is to develop financial derivatives of the Republic of Armenia (RA) as hedging tools for foreign exchange risk management for financial organizations and other entities.The secondary goal is to substantiate the efficiency and expediency of the use of financial derivatives as alternative tools for the implementati
The misestimation of Can Safe rating transition probabilities may lead banks to lend money incoherently with borrowers’ default trajectory, causing both a deterioration in asset quality and higher system distress.Applying a Mover-Stayer model to determine the migration risk of small and medium enterprises, we find that banks are over-estimati
Abstrak Kesuksesan entrepreneur diukur dari kehandalannya menggabungkan atau mengkombinasikan aset berwujud dan tak berwujud yang dimiliki UKM sehingga mampu mendobrak semua hambatan yang dihadapi UKM yaitu keterbatasan akses pasar dan akses modal, sumber daya yang cenderung rendah, minimnya modal kerja maupun rendahnya kemampuan untuk memanfaatkan
Abstract The aim of this study was to determine the effect of storage time on shear bond strength of three composite resin, two utilize total etch technique and one utilize self etching bonding agent.One hundred twenty maxillary and mandibular molars were used in this study.The teeth were prepared by cutting the occlusal enamel with diamond bur to